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Tag: underwriting
Real numbers from a real portfolio: how we run Indianapolis rentals, priced in DSCR, rent comps and the free tools we built for ourselves.
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What a DSCR lender actually asks a non-resident buyer for
One of us buys from abroad. Here is the document list a DSCR lender commonly asks a foreign-national buyer for, in our experience, and where it differs from a normal US mortgage file.
The 1.20 DSCR walk-away rule, with the actual math
We don't buy anything that doesn't clear a 1.20 debt-service coverage ratio. Here is exactly how we compute it, on two real-sized Indianapolis houses, and why the number is 1.20 and not 1.0.